Q3.
1
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A checklist of information and documentation assists a policyholder in gathering the information needed to lodge their claim.
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Q3.
2
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A claims checklist of information and documentation designed to assist a policyholder in gathering the information required for a claim, is not relevant where there is no insurance and a recovery action against a negligent third party is being contemplated.
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Q3.
3
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A lease agreement provides information on:
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Q3.
4
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When seeking to recover from a third party under the tort of negligence, you are generally required to prove which of the following:
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Q3.
5
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It is not necessary to photograph or video the damage as the loss adjuster or investigator appointed by the insurance company will do this.
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Q3.
6
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As the policy of insurance provides for ‘reinstatement and replacement’ (new for old), there is no need to provide copies of original invoices on items destroyed.
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Q3.
7
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A business interruption claim will always be based on the insured company’s forecast prepared prior to the loss.
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Q3.
8
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All costs that are incurred as a direct result of a disruption should be documented and copies provided for inclusion in the business interruption claim.
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Q3.
9
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When considering the Turnover achieved by the business following the loss, the only revenue that is brought to account is the revenue generated from the affected premises.
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Q3.
10
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Most clients are quite capable of preparing their own claim, even complex ones involving business interruption.
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